Established in 1912, Bank of China is one of the largest banks in the world, with over $3 trillion in assets and a footprint that spans more than 60 countries and regions. Our long-term outlook, institutional weight and global breadth provide our clients with a stable and reliable financial partner, whether in Corporate or Personal Banking or our Trade Services, Commodities, Financial Institutions and Global Markets lines of business.

This position is responsible for providing day-to-day marketing, business development, product promotion, business administrative, and underwriting support to Business Team 3 and the Los Angeles Branch. Key responsibilities include supporting business development initiatives, monitoring loan portfolio quality and post-lending activities, conducting credit risk analysis and recommending risk ratings, and performing other duties as assigned by the Team Lead and/or the Branch Management.

Include but not limited to:

Daily Administrative, Marketing, and Business Development Support (50%) 

• Provide day-to-day administrative, marketing, and promotional support to Business Team 3 and Los Angeles Branch.
• Support daily buisness operations, business development initiatives, and marketing activities.
• Assist in implementing marketing plans, cooperdination with third-party vendors, and organizing client events.
• Conduct initial client screenings to assess creditworthiness.
• Prepare business reports and marketing activity reports in a timely manner.

Underwriting and Portfolio Management (30%)

• Collect and spread financial statements for new and existing clients.
• Prepare accurate and timely financial analyses and stress tests to ensure proposed transactions comply with the Bank’s Creidt Policies, Procedures, and applicatable regulatory guidelines.
• Prepare Credit Recommendation Reports under the supervision of the Team Lead for credit approval.
• Assist Team Lead with loan closings, bookings, amendments, extensions, and renewals.
• Support ongoing portfolio management by a) completing annual and quarterly loan reviews; b) monitoring customer – related news and developments; c) tracking customers’ quarterly and annual compliance requriements.
• Ensure timely preparation and submission of initial creidt and loan documention files.
• Monitor loan protfolio quality and post-lending activities to ensure compliance with internal policies and regulatory requriements.

Risk Management and Quality Control (20%) 

• Ensure all due diligence and background verification procedures are completed and approved prior to loan booking in accordance with the Bank’s policies and Branch guidelines.
• Monitor the performance of problem loans inclduing Profit & Loss activities, and prepare related reporits.
• Maitain current knowledge of the Bank’s Creidt Policies, Porcedures, regulatory requriements, and applicable compliance standards.
• Perform compliance and risk management resposibilities as assigned by the Team Lead and/or the Branch Management.
• Perform other duties and special projects as assigned by the Team Lead and/or the Branch Management.

• Bachelor’s degree with major in Communication or Business Administration or Finance, Accounting, Economics or other related disciplines is required; a master degree is preferred.
• 3 years of work experience in Marketing, business promotion, event planning in any industries, or credit underwriting, credit risk and portfolio management in the banking industry.
• Excellent project management skills; ability to multi-task, adapt well to changing priorities, and effectively prioritize workflow to meet critical deadlines.
• Excellent analytical, interpersonal, verbal and written communication skills; good relationship management and development skills.
• Proficient in Microsoft Outlook, Word, Excel, and PowerPoint.
• High degree of professionalism, quality work and attendance.
• Bilingual in English and Chinese is a requirement.